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Critical Illness gives you an added benefit For conditions such as Cancer, Heart Attack, Major Burns Etc... The added benefit can cover deductibles and help cover large hospital bills.
Accident plans also help fill gaps in coverage such as Deductibles and Co-Pays. Accidental dismemberment, Medical Expenses Etc.. There are no network restrictions on plans and no deductibles.
When used correctly these plans can offer an opportunity to create a comprehensive plan that will protect you financially.
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